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We’re a bilingual health insurance agency that puts your needs first. Whether you’re an individual, family, or small business, we’ll help you select a plan that works for your budget. Our expert agents provide in-depth explanations of all options available to you, ensuring you’re an informed consumer. With us, you’ll have a dedicated agent just a call or text away, ready to answer any questions you have.
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We specialize in health insurance and business services — including ACA marketplace plans, private PPO options, group benefits, supplemental insurance, and LLC formations for entrepreneurs and small businesses.
Yes! We’re licensed nationwide, serving clients in all 50 states — so whether you’re in Texas or beyond, we can help you find the right coverage.
No. All consultations are completely free — we’re paid directly by carriers, so you get expert guidance without paying extra.
Absolutely. You can visit our office at 6110 Pinemont Dr. Ste. 130, Houston, TX 77092, or schedule a virtual appointment from anywhere in the U.S.
Generally, businesses with two or more employees qualify. We also help new businesses explore alternative coverage options while they grow.
Group health plans can lower per-employee costs, improve retention, and provide valuable tax advantages. We’ll tailor a plan that aligns with your goals and budget.
Yes — many carriers let you offer different levels of coverage or employer contributions by employee class or role.
ACA (Marketplace) plans meet federal coverage standards and may include subsidies, while private PPOs offer broader doctor networks and more flexibility. We’ll compare both and find the best fit for your situation.
Typically November 1 – January 15, but special enrollment periods apply if you’ve had life changes like a move, new baby, or loss of coverage.
In most cases, yes — especially if you’ve had a qualifying event or are moving from ACA to a private plan.
An LLC separates business and personal assets, adds protection, and may offer tax advantages. It’s an ideal structure for small business owners and entrepreneurs.
We handle state filing, EIN registration, and walk you through choosing the best structure — plus we can bundle your new LLC with insurance and benefits to simplify your setup.
Usually 2–7 business days depending on your state’s processing time.
Plans like dental, vision, accident, life, or hospital coverage that fill gaps in your main policy.
Yes, most supplemental plans can be added year-round — even outside of ACA Open Enrollment.
We’re an independent agency, meaning we work with top-rated national carriers to find you the best coverage, not just one company’s plans.
Simple! Schedule your free consultation or request a quote — we’ll discuss your goals and walk you through your best options.
Many plans can start as soon as the next month, sometimes sooner for private options.
That is only for ACA/Obamacare and government plans. Private insurance is available year-round.
It is much less expensive than you likely think! There are discounts available based on health. On average most of my clients save about 40% on their premiums.
ACA/Obamacare is major medical coverage that you cannot be denied for due to any pre-existing conditions. It is most affordable IF you get a government subsidy on the monthly premiums. If you aren’t getting that discount, it is way more expensive than most plans out there.
Employer plans are typically the best option for the employee. However, if you need to add family members (spouse or kids or both) on to the plan, that premium is going to increase dramatically. This is because employers typically cover a large portion of premiums towards their employees but the family will be paying full price to be added on to the plan.
Private insurance is health-based so there is an application process because not everyone may qualify based on health. Because you’re healthy, you’re getting a preferred rate so it is more affordable than most plans with a larger network and better coverage.
No, there is no required length of time you must keep the plan. You can have it for as short of a time or as long as you’d like.
Absolutely, they have nationwide coverage, on and off the job. They are PPO plans so you aren’t limited to coverage in your zip code/county like many plans.
There is no fee, I’m happy to assist!
Marketplace or ACA/Obamacare plans are based on income and age.
Private plans are based on health.
Yes, I can assist with Dental, Vision, Life, Supplemental, Critical Illness, Income Protection (Short term disability).
